As a trainee car finance – instant loan online
After all, leasing is the most expensive option for a private person to drive a car! Secure yourself until you can afford a car finance (please no lease!) And look for a guarantor (eg a parent). With the classic financing, you can immediately start with your dream car. You finance the purchase price of your vehicle comfortably in constant monthly installments. Those who need the bail for their first home or a car to get to work can barely afford a small apprentice salary.
Car financing as an apprentice: The apprenticeship contract as a hedge
As a trainee, it is often not easy to finance a car yourself. On the one hand, the trainee does not yet have a fixed employment contract, which would allow longer-term car financing, and on the other hand, the income is usually not high enough to ensure generous support. But it should also be possible to finance a low-priced small car.
Because the training contract is limited, it is advisable to start with the vehicle financing at the beginning of the apprenticeship. In the following years, therefore, there is some certainty that the financial contributions can also be borne by the trainee. On the other hand, it would also be possible to complete the project at the end of the training, provided that the trainee has a contract of employment to continue with it.
But the first option makes sense, as the trainee has no guarantee that he will be taken over by the company and therefore has no planability. Especially because the banks recognize a temporary employment contract only as a real hedge. The apprentices should therefore start their car financing as early as possible before starting their apprenticeship.
It will therefore equate to the purchase of a cheap little car.
The Christmas holidays or birthdays are a great way to express the will to finance a small car and pet relatives for a bail. In a second step, the apprentice is to calculate what money he has well available for the car finance and what lending rate is calculated from it.
For example, a comparatively new used vehicle in the price category of USD 7,000 to USD 8,000 with 60 cars and a mileage of 40,000 kilometers is usually enough.