How to choose a credit
By seeing some commercials on television, or just by receiving mail at home, you may be tempted to subscribe immediately to the first offer that comes to hand and is not necessarily “the best”. Before saying yes … read carefully this section which allows you to sort.
The latest files posted online:
- credit application on the Internet
- simulate credit
- choose your credit card
- choose your credit surrender
The Tips section gives you the little tips to avoid getting caught! How to read a credit offer, what are the tips on the Internet so that you do not see certain conditions?
Why do you have to read the small lines? (You know, the ones at the bottom of the page, in small print and in pale gray!) …
Revolving accounts? Although the Lagarde laws have greatly reduced the attractiveness of these products, revolving accounts (former revolving or permanent accounts ) are offered by all credit institutions and banks. Despite a higher rate, revolving accounts still have advantages of speed and freedom for the consumer. As much to tell you that the bankers are fighting to make you subscribe this type of credit …
To buy your new car or do work, conventional loans offer generally very attractive rates … But everything is not so simple and sometimes a very low rate and the one that seems the cheapest can also be the least accessible !
There are more than half a dozen laws regulating consumer credit in France. Discover them:
- Consumer Credit Laws
- 2009 Credit Reform Project
And finally, the Lomacredit that will allow you to decrypt ads or offers incomprehensible credits.
Remember that before any final decision, it is best to make credit simulations. This will allow you to find the best offer, with conditions of duration, rate or insurance best suited to your situation. To help you in this process we have compared the current credit offers.